Start inside your own walls.
Run the rail between two of your own commercial clients first: every gate, signature, ledger entry, and reconciliation, live where you can see all of it.
Your clients' deposits stay deposits.
Swipe to see the whole diagram.
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Deposits stay deposits
Your clients never hold a stablecoin and are never offered one.
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Your balance, your key
What moves on the network is your institution's own working balance, under your key.
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It carries forward
The wallet, balance, and gates then carry unchanged to bank-to-bank transfers and correspondent banking.
Who can move the money
Your institution keeps
- Its customers and their deposits
- Its status as financial institution of record, and its BSA program
- Control of the keys that move principal
BeVyne never
- Holds, pools, or converts funds
- Holds a key that can move principal
- Credits the far side before recorded finality
BeVyne's key pays network fees and cannot move principal. The working balance is yours, in your own wallet: not a deposit, not insured, no yield. How it is funded.
Three rows for the exam
| Reference | Control | Standing |
|---|---|---|
| OCC IL 1183 · FDIC FIL-7-2025 · FRB, April 2025 | Permissible for national, FDIC-supervised, and state member banks without prior approval. Federal credit unions: NCUA's 2021 and 2022 letters apply; it has not issued a matching no-prior-approval statement. | Your charter |
| 31 CFR 1020.410(a); 1010.410(f) | Where one person is on both sides and both accounts are at your institution, the transfer is exempt from recordkeeping; otherwise it applies at $3,000. | Verified in code |
| Modeled on Reg J and Reg CC | Credit follows recorded finality on the network the payment settled on. | Design rule, pre-pilot |
Pre-pilot: built and tested against simulated networks; live settlement is not yet enabled. Full register on How It Works; inspection package on Diligence.
See the first deployment.
Thirty minutes, a simulated transfer between two of your clients.
Request a walkthrough