BeVyne Request a walkthrough
Use case

Institution to institution, under your own key.

Settle with another bank or credit union any hour, any day, each side signing for itself. Your gates clear before you sign.

What you get

Settlement on your hours, not the wire window's.

Bank to bank, each side under its own key
Your institution Signs with its own key Working balance in your own wallet Counterparty Signs for itself Bank or credit union, credited after finality Screen Sanctions, Travel Rule, your limits Sign Your key moves the principal Settle Finality recorded on the network BeVyne coordinates Screens, routes, records. Fee key only; never holds funds.

Swipe to see the whole diagram.

  1. Any hour

    A payment sent on a Saturday night settles on a Saturday night.

  2. Gates before your signature

    Sanctions screening, your limits, and Travel Rule recordkeeping clear before your institution signs.

  3. Credit on finality

    The far side is credited on recorded finality.

The control question

Who can move the money

Control boundary

Your institution keeps

  • Its customers and their deposits
  • Its status as financial institution of record, and its BSA program
  • Control of the keys that move principal

BeVyne never

  • Holds, pools, or converts funds
  • Holds a key that can move principal
  • Credits the far side before recorded finality
Keys and balance

BeVyne's key pays network fees and cannot move principal. In between, you hold a working balance in your own wallet: not a deposit, not insured, no yield. How it is funded.

Before your examiner asks

Three rows for the exam

Evidence register
ReferenceControlStanding
OCC IL 1183 · FDIC FIL-7-2025 · FRB, April 2025 Permissible for national, FDIC-supervised, and state member banks without prior approval. Federal credit unions: NCUA's 2021 and 2022 letters apply; it has not issued a matching no-prior-approval statement. Your charter
GENIUS Act §3(g)(3) Between banking organizations, the settlement asset will be a permitted issuer's stablecoin. Statute, not yet in force
31 CFR 1020.410(a); 1010.410(f) Bank-to-bank transfers for own account are exempt from recordkeeping; customer items are recorded at $3,000. Verified in code
Status

Pre-pilot: built and tested against simulated networks; live settlement is not yet enabled. Full register on How It Works; inspection package on Diligence.

See this transfer clear every gate.

Thirty minutes, a simulated transfer with your volumes. Bring your BSA officer.

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